Identity Verified Thinker in Business
Adam Torkildson
Adam Torkildson
I am a marketer with a passion for online lead generation for all categories of business. Loans, marketing, seo, internet, etc.


Jul. 29, 2011 9:59 am
I would venture to say that a "quick business loan" doesn't exist. When business owners decide they want a loan, they almost always want it yesterday. The quickness of a business loan is really relative to the borrower's expectations and the reality of the loan application process. A banker would tell you that a loan that closes in 30 days was pretty quick. A borrower would tell you the loan...  Read More
Jul. 27, 2011 10:24 am
How bad is bad credit? This can be a very difficult hurdle to overcome when pursuing business credit. In some cases a story exists behind the poor credit and can be discussed with a lender. I have seen loans approved with credit scores in the mid 500's. I have also seen loans denied with credit scores of 700. In commercial lending, lenders are more concerned with the content of your credit...  Read More
Jul. 26, 2011 10:05 am
There are many loan companies available to assist you in funding your commercial loan request; however, not all of these loan companies are created equally. Be careful and cautious when choosing your advocate. We have found a lot of business "posturing" in the industry. When we say "posturing," we mean businesses who make promises that they never can deliver. It is better for a borrower to hear...  Read More
Jul. 22, 2011 11:12 am
In our current economy, hard money commercial lenders that have the ability to loan money are making a killing with much less risk. Because the banks have tightened up their credit policies, many good loans that were bankable are being sent to hard money lenders. Those hard money lenders are cherry picking the best of these deals making the same origination fees and interest rates they used to on...  Read More
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